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Why Would the Insurance Company Deny Your Buffalo Car Accident Claim?

Why Would the Insurance Company Deny Your Buffalo Car Accident Claim?
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FREE CASE EVALUATION
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Why Would the Insurance Company Deny Your Buffalo Car Accident Claim?

New York, like every other state in the country, requires its drivers to carry auto insurance. This way, if they get into an accident and hurt someone, their insurance will cover the victim’s medical bills. This insurance is also supposed to cover any other damages caused by the crash. This includes things like lost wages, damage to your car and pain and suffering.

The reason you pay for car insurance is to cover you if you get into an accident. And, if the other driver is responsible for your crash, their insurance should cover your damages. It can be really frustrating to learn that your insurance claim has been denied. When you’re trying to recover from your injuries, the last thing you’re going to want to do is fight with the insurance adjustor. This is why you need to call an experienced car accident lawyer in Buffalo right away. They can negotiate with the insurance company on your behalf. And, if need be, they’ll file a car accident lawsuit on your behalf.

If you or your loved one have been hurt in an auto accident in Buffalo, you should call our office right away. Our seasoned auto accident attorneys will handle the legal side of things. This way, you can focus on what’s important – getting better.

Why Would the Insurance Company Deny Your Claim in the First Place?

It can be infuriating to find out that the other driver’s insurance company has denied your claim. If the other driver caused the crash, you have no reason to believe they won’t cover your damages. However, there are times when they may choose to deny your claim. They may do this for a variety of reasons, including:

  • The policy wasn’t valid or had lapsed for non-payment
  • The insurance adjuster believes you caused the accident
  • They don’t think you were hurt in the crash
  • They think you have a history of filing fraudulent claims
  • They think they’ll have a better chance of settling for less than the full amount if they fight your claim

Once you learn that your claim has been denied, you’ll need to file an appeal. This will give the insurance adjustor a second chance to review your claim. And, once they find out you have a Buffalo car accident lawyer, they’ll take your claim more seriously.

Why Does it Make a Difference if You Have a Buffalo Car Accident Lawyer?

If you don’t have an attorney, there’s a good chance that the insurance company will try to take advantage of you. They may deny your claim and hope that you walk away. Or, they won’t return your calls and emails. Your claim will end up at the bottom of their pile. However, once they learn that you’ve retained a skilled car accident lawyer in Buffalo, they’ll change their tune.

Insurance adjustors will take your claim more seriously if you have a lawyer. This may not seem fair, but it’s the truth. They know your attorney won’t stand for being taken advantage of. They also know that your attorney is going to fight to get you the compensation you deserve. They’ll return their phone calls and even try to settle your claim. Once they know that you intend to file suit, they’ll be more willing to negotiate a fair settlement.

Buffalo Car Accident Lawyers Aren’t Intimidated by Insurance Adjustors

The great thing about having a car accident lawyer in Buffalo is that they won’t back down from the insurance company. In fact, they probably have years of experience dealing with insurance adjusters. They know what insurance companies are more likely to settle. They may even have an idea of what they’ll be willing to settle for. They are privy to information that you don’t have.

It doesn’t matter how big the insurance company is, your attorney is going to fight to get you the money you deserve. If the insurance company won’t settle, they’ll be willing to file a car accident lawsuit on your behalf. They won’t stop until they get you the money you deserve.

Call and Schedule Your Free Initial Consultation with a Skilled Accident Lawyer in Buffalo Right Away

If you or your loved one are hurt in a car accident, you should call our office right away. You need to meet with a skilled personal injury lawyer in Buffalo as soon as possible. Schedule your free initial consultation right after your crash. This way, they can fight to get you the money you deserve.

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